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Homeowners who are behind on their mortgage might be willing to consider just about any legal way to get out of that debt. This is especially true if they know that they won’t be able to catch up on the mortgage but they don’t want a foreclosure to plague them.  One...

In what can be considered the ultimate irony, many financially desperate individuals believe that they are too poor and debt-ridden to file for bankruptcy. Can that really be true? While it is indeed ironic, in some situations it may be true. The good news is that, as...

Whether for routine care or emergency treatment, going to the doctor is an essential part of staying healthy for patients in Maryland. The related medical bills are rarely good for patients’ financial health, though. Medical debt places an enormous burden on people’s...

Both consumers and businesses can file for bankruptcy through one of several options. Chapter 11 bankruptcy is most commonly associated with small businesses and large companies that have significant amounts of debts. What many people do not realize is that under...

No matter how secure someone might feel in his or her finances, the reality is that everything can disappear in the blink of an eye. This is especially true when the unemployment rate is in double digits and people in Maryland are struggling to find work. Experts now...

When someone has more debt than he or she can handle there may be only a couple of options -- continue struggling and falling behind, or file for bankruptcy. But a lot of people in Alabama put off filing for bankruptcy because they are scared of how it might affect...

Filing for bankruptcy is not an easy decision. Those living in Maryland often spend months or even longer struggling to keep up with their monthly payments, some of which may just keep ballooning because of interest rates. With only so much money, high interest rates...

Borrowing money is not always bad. In fact, taking out a loan -- like a mortgage -- is just one possible way to grow one’s net worth. But things can spiral out of control much faster than some realize, leaving them with more consumer debt than they could ever pay...