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Both consumers and businesses can file for bankruptcy through one of several options. Chapter 11 bankruptcy is most commonly associated with small businesses and large companies that have significant amounts of debts. What many people do not realize is that under...

No matter how secure someone might feel in his or her finances, the reality is that everything can disappear in the blink of an eye. This is especially true when the unemployment rate is in double digits and people in Maryland are struggling to find work. Experts now...

When someone has more debt than he or she can handle there may be only a couple of options -- continue struggling and falling behind, or file for bankruptcy. But a lot of people in Alabama put off filing for bankruptcy because they are scared of how it might affect...

Filing for bankruptcy is not an easy decision. Those living in Maryland often spend months or even longer struggling to keep up with their monthly payments, some of which may just keep ballooning because of interest rates. With only so much money, high interest rates...

Borrowing money is not always bad. In fact, taking out a loan -- like a mortgage -- is just one possible way to grow one’s net worth. But things can spiral out of control much faster than some realize, leaving them with more consumer debt than they could ever pay...