Restructuring Your Debt Through Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows you to restructure your debt obligations and can help you avoid thousands of dollars in interest and penalty fees. In addition, Chapter 13 allows you to incorporate all of your debt into a supervised repayment plan, including your student loans, tax obligations and government debt. Many people who don’t qualify for Chapter 7 find that Chapter 13 is their best option for easing the financial burden of excessive monthly payments.
Extensive Experience Helping People With Debt Problems
Kurland Law Group has helped thousands of people restructure their debt and loan payments. The firm’s attorneys will work with you to find a structured debt consolidation plan that works for you and will be acceptable to your creditors and the bankruptcy courts. Your attorney will handle everything, from negotiating better payment options with your lenders to structuring a plan and representing you in the courthouse.
Chapter 13 gives you the opportunity to:
- Work out a new mortgage plan and prevent foreclosure
- Eliminate late fees and lower interest rates on your credit cards
- Incorporate student loans into your plan
- Repay back taxes to state and federal IRS
- Stop wage garnishment
- Stop repossessions
Putting A New Payment Structure In Place
If you can handle your debt but are concerned about your tight budget because of a job loss or reduction of income, Chapter 13 is often your best option. During your initial free phone consultation, an attorney will analyze your financial situation, provide a clear explanation of your debt relief options, and give you an honest assessment of whether Chapter 13 is your best choice. In just a few months, your repayment plan can be in place, and you will have the financial breathing room your family needs every month.
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Kurland Law Group is a debt relief agency. The firm helps people file for bankruptcy relief under the Bankruptcy Code.