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December 2012 Archives

Short Sales on the Rise

According to industry reports released earlier this quarter, Broward short sales have increased by over 60%. One of the reasons banks are approving an increased number of short sales is due to the $25 billion mortgage settlement reached earlier this year between mortgage lenders and the government. As a result of negligent conduct and poor business practices by many leading mortgage lenders in handling mortgage foreclosures (robo -signing) both state and federal governments now require lenders to accommodate and ease the process for homeowners in avoiding foreclosure. Lenders are now required to increase their approval of mechanisms to abate the foreclosure crisis. Short sales and loan modifications are two tools homeowners who are in pre-foreclosure can use to avoid going into foreclosure.

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