How To Improve Your Life After Bankruptcy

The credit card companies want you to believe that your family's financial life will be ruined after filing for bankruptcy. The truth is, you can begin following simple steps to rebuild your credit and financial credibility immediately.

For more than 20 years, we have been helping people rebuild their hope for a good financial future. Chapter 7 and Chapter 13 bankruptcy will give you the fresh start you are looking for.

How you respond to the consequences of bankruptcy will make an important difference in how future lenders respond to you. Call Kurland Law Group at 301-637-0354 to discuss bankruptcy and credit repair options, or contact our office in Rockville, Maryland, by e-mail to arrange a free phone consultation.

Take Steps To Repair Your Credit

Here are some credit repair steps creditors will want to see after you file bankruptcy:

  • Make your mortgage payment and car payment on time — every month.
  • Shop around carefully for the right credit card — pay on time.
  • Do not take on any additional debt during the bankruptcy proceedings.
  • Open a savings account at a credit union and contribute regularly.
  • Take out a small loan from your credit union, and pay it back on time.
  • Make sure your credit report is accurate and reflects your repayment history.

You Will Qualify For Credit Sooner Than You Think

Yes, it is true that a bankruptcy may stay on your credit report for seven years or more, but that won't always affect your ability to get a loan. In fact, lenders may be more open to lending money, at a higher interest rate, to somebody who is no longer bogged down in debt. The credit repair process often works quickly. With an honest effort to keep up with your remaining bills or supervised repayment plan, you may qualify for a loan within months after your bankruptcy.

The Right Lawyer Can Help You Solve Your Tough Credit Repair Problems

Your first step toward freedom from debt begins with a comprehensive analysis of your current financial situation. Contact us to discuss my services. We are debt relief attorneys who truly care about helping you get a fresh start. We can help you end the harassing phone calls and collections letters immediately.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.