Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows you to restructure your debt obligations and can help you avoid thousands of dollars in interest and penalty fees. In addition, Chapter 13 allows you to incorporate all of your debt into a supervised repayment plan, including your student loans, tax obligations and government debt. Many people who don't qualify for Chapter 7 find that Chapter 13 is their best option for easing the financial burden of excessive monthly payments.

Helping People With Debt Problems For 20 Years

At Kurland Law Group, our attorneys have helped thousands of people restructure their debt and loan payments. We will work together to find a structured debt consolidation plan that works for you, and will be acceptable to your creditors and the bankruptcy courts. As your attorneys, we will handle everything, from negotiating better payment options with your lenders, to structuring a plan and representing you in the courthouse.

Chapter 13 gives you the opportunity to:

  • Work out a new mortgage plan and prevent foreclosure
  • Eliminate late fees and lower interest rates on your credit cards
  • Incorporate student loans into your plan
  • Repay back taxes to state and federal IRS
  • Stop wage garnishment
  • Stop repossessions

In Just A Few Months, You Can Have A New Payment Structure In Place

If you can handle your debt, but are concerned about your tight budget because of a job loss or reduction of income, Chapter 13 is often your best option. During your initial free phone consultation, we will analyze your financial situation. We will provide a clear explanation of your debt relief options and give you an honest assessment of whether Chapter 13 is your best choice. In just a few months, your repayment plan can be in place, and you will have the financial breathing room your family needs every month.

Hiring the right lawyer can make a decisive difference in your future. Call our office in Rockville, Maryland, at 301-637-0354 or contact us by e-mail to arrange a free phone consultation. Worrying won't help. Chapter 13 can.

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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.